For Permanent Residents in Singapore
Tengah Garden Residences. From $1.2xM. No income ceiling. No resale restrictions. 5% ABSD on your first property. Launching April 11.
Check Your Affordability ↓*Prices are indicative and subject to change by the developer at launch.
PR Affordability Calculator
Enter your details below. The calculator shows your estimated ABSD, monthly repayment, and cash needed — in under 30 seconds.
Your Details
This affects your ABSD rate. SC-PR couples buying their first home together may qualify for ABSD remission.
Only Singapore properties count. Overseas properties do not affect your ABSD.
Please enter at least $2,000.
You can check your balance on the CPF app or website.
Car loan, personal loan, credit card minimums. Enter 0 if none.
Your Interest
Your details are shared only with Branden Lee for your property consultation. We respect your privacy.
Your ABSD
Estimated Monthly Repayment
Estimated Cash at Signing
5% downpayment + ABSD (cash upfront, CPF reimburses ABSD later)
Your Loan Eligibility
Based on TDSR 55% at 4.0% stress test rate
This is an estimate. Your exact numbers depend on the specific unit, your CPF balance, and bank approval.
Branden will WhatsApp you within 24 hours with a personalised breakdown and unit recommendations.
Unlike ECs ($16,000 cap), private condos have no income restriction.
No Minimum Occupation Period. Sell or rent whenever you choose.
Lower than most Singaporeans buying a second home (20%).
Use your CPF OA for downpayment and monthly mortgage payments.
Jurong Region Line. 15 minutes to Singapore's second CBD.
Hong Leong, GuocoLand, and CSC Land. Institutional-grade quality.
| Buyer | First Property | Second Property |
|---|---|---|
| Singapore PR | 5% | 30% |
| Singapore Citizen | 0% | 20% |
| Foreigner | 60% | 60% |
Unit Types
2BR, 3BR, 4BR, 5BR
Indicative Pricing
2BR from $1.2xM
3BR from $1.6xM
Developers
Hong Leong · GuocoLand · CSC Land
Location
1 min walk to Hong Kah MRT (JRL)
Launch Date
April 11, 2026
Tenure
99 years from 2024
*Prices are indicative and subject to change by the developer at launch. Floor plans available upon request.
Tengah Garden Residences is the most affordable new private launch this year. Land cost was the lowest of any 2026 site.
Tengah's 20,880 BTO units hit MOP between 2028 and 2032. When those families upgrade, your unit is in demand.
From July 2025, Seller's Stamp Duty applies if you sell within 4 years. Plan for a medium-term hold — the exit data from comparable West corridor condos supports this.
PropNex Realty · Top 50 Under 30
The only agent who built PR-specific tools for this launch.
Most agents will show you the same brochure they show everyone. I built a calculator, a guide, and a strategy session designed specifically for Permanent Residents buying in Singapore.
Featured in The Straits Times, Mothership, and AsiaOne.
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