SGPR.HOMES — FOR PERMANENT RESIDENTS IN SINGAPORE
Your exact stamp duty. Your monthly payment. Your cash needed on day one. All calculated for PR buyers — free.
ABSD, monthly payment, and unit recommendations — personalised for PR buyers. Delivered via WhatsApp.
Our team will reach out via WhatsApp today. Plus, you'll be first to know when floor plans are released.
Prices are indicative, official price list from developers will be sent by WhatsApp once released.
As a PR, you can't buy a new HDB flat. You can't buy an EC from a developer. Private property is your only path to homeownership — and this is the most affordable entry point of 2026.
No income ceiling. No MOP. No resale restrictions. Buy whenever you're ready, sell whenever you want, rent from day one.
April 11 is days away.
Most PRs overestimate what they need. Here's what it actually looks like.
| Buyer | 1st Property ABSD | 2nd Property ABSD |
|---|---|---|
| Singapore PR | 5% | 30% |
| Singapore Citizen | 0% | 20% |
| Foreigner | 60% | 60% |
Married to a Singaporean?
You might not have to pay any stamp duty at all. Singapore Citizen + PR couples can apply to get the extra stamp duty back. That could save you $60,000 or more.
A couple earning $8,000/month combined could see their cash top-up drop to around $2,500/month after CPF — compare that to $3,000+ rent for a similar unit nearby. Your actual numbers depend on your income and CPF rate. Use the calculator below to check yours.
ABSD, monthly payment, and unit recommendations — personalised for PR buyers. Delivered via WhatsApp.
Your details go only to the SGPR.Homes team. We don't share your information.
Lake Grande — same West corridor. Every single owner who sold made money. Average gain: over $350,000.
Early buyers in Punggol — another new town — saw their home values grow steadily over 12 years. New towns reward patience.
Jurong Lake District + Jurong Innovation District. More jobs = more demand for homes in the area. That's good for your property's value — and your commute.
That's lower than a Singaporean buying their second home (20% = $240,000). Your entry cost as a PR is lower than you think.
Hong Kah MRT on the Jurong Region Line. 4 stops to Jurong Point. 6 stops to Jurong East interchange. Connectivity that holds value.
Families pay premiums for school proximity. That demand supports your home's value over time.
Unit Types
1BR, 2BR, 3BR, 4BR
Total Units
863
Indicative Pricing
2BR from $1.2xM
3BR from $1.6xM
Developers
Hong Leong · GuocoLand · CSC Land
Location
1 min walk to Hong Kah MRT (JRL)
Launch Date
April 11, 2026
Tenure
99 years from April 2025
TOP
Est. 2030
Tengah Garden Residences: No income ceiling. No MOP. No resale restrictions. Own it on your terms.
Prices are indicative, official price list from developers will be sent by WhatsApp once released. Floor plans will be shared when available from the developer.
PropNex Realty · CEA R061029E · Top 50 Under 30
Your situation is different. Your ABSD is different. Your loan structure is different. That's exactly why I built this.
Most property content assumes you're a Singaporean Citizen. You're not. Whether you're buying your first home or adding to your portfolio, the rules, costs, and strategy are different for PRs. I built SGPR.Homes — this page, the PR calculator, the whole guide — so you can see your real numbers, not someone else's.
If Tengah Garden Residences works for you, my team will build a personalised plan — unit selection, financing structure, CPF strategy, everything. If it doesn't, I'll tell you straight.
Featured in The Straits Times, Mothership, and AsiaOne.
Get Your PR Cost BreakdownEvery major new launch in Singapore is oversubscribed on day one. Don't walk into the showroom without the numbers. Get the PR Buyer's Guide and a personalised cost breakdown — before the best units are taken.
ABSD, monthly payment, and unit recommendations — personalised for PR buyers. Delivered via WhatsApp.
Your details go only to the SGPR.Homes team. We don't share your information.
See your exact ABSD, monthly payment, and cash needed — in 30 seconds. Built specifically for PR buyers.
Open the PR Calculator ↓FREE PR AFFORDABILITY CALCULATOR
No sign-up needed to start. Answer a few questions, see your personalised numbers — stamp duty, monthly payment, cash needed — then leave your details and our team will follow up over WhatsApp.
About You
This affects your ABSD rate. SC-PR couples buying their first home together may qualify for ABSD remission.
Only Singapore properties count. Overseas properties do not affect your ABSD.
Please enter at least $2,000.
You can check your balance on the CPF app or website.
Leave at $0 if none. Most buyers have no existing debt.
What You're Looking For
Last step. Leave your details below and our team will send your personalised breakdown over WhatsApp.
Your details go only to the SGPR.Homes team. We don't share your information.
Your Stamp Duty (ABSD)
Estimated Monthly Payment
Cash You Need on Day One
This is your 5% cash downpayment plus ABSD. For new launches, you can use your CPF to pay the ABSD.
How Much the Bank Will Lend You
Banks test your income at 4% interest to make sure you can handle rate increases. This is the maximum they'll lend based on your income.
These are estimates based on current regulations. Your exact numbers depend on the unit you choose, your CPF balance, and bank approval. Our team will WhatsApp you shortly with your personalised breakdown and unit recommendations for Tengah Garden Residences. Launch is April 11 — early movers get first pick of units.
Get Your Full Breakdown via WhatsAppYour calculator results plus unit recommendations — delivered to your WhatsApp today.